Roberta G. Torian Photo

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Roberta is a partner in Reed Smith's Financial Industry Group. Roberta is one of the most experienced bank regulatory and consumer compliance lawyers in the country, having many years of in-house service at PNC, Mellon and Advanta. Her practice focuses on banking law specialties such as OFAC/Bank Secrecy Act; GLBA; FACT ACT/Privacy; Information sharing; Internet banking; Fair Credit Reporting Act; Fair Debt Collection Practices Act; Electronic Banking; credit card law; cash management and merchant bank processing; deposit account products; and advanced payment systems. Roberta is currently supporting Reed Smith's financial services litigators with substantive banking law analysis, and she works with the IP, Tech & Data team on privacy issues in the financial industry. Roberta is a former member of the firm's Executive Committee and was the Fixed Share Partner Observer in 2015.


  • Boston University School of Law, J.D., Stone Moot Court Competition: Winner, Best Speaker, Best Overall Legal Writing Instructor
  • Howard University, B.A., cum laude

  • Pennsylvania

  • Supreme Court
  • State Supreme Court - Pennsylvania

  • Co-Chair, Deposit Products and Payment Systems Subcommittee of the Consumer Financial Services Committee of the American Bar Association
  • Chair, International Subcommittee, Consumer Financial Services Committee, American Bar Association
  • Chair, Internet Banking/Electronic Delivery Subcommittee, American Bar Association
  • Co-Chair, Corporate Governance Subcommittee, American Bar Association
  • Co-Chair, Deposit Account Control Task Force, American Bar Association
  • Former Chair, Legal Affairs Advisory Committee, Pennsylvania Bankers Association
  • Philadelphia Bar Association

Awards & Recognition

  • Named a 2018 Client Choice Award winner by International Law Office (ILO) and Lexology 
  • Selected a 2017 Woman Worth Watching® by Profiles in Diversity Journal
  • Selected for the 2014 Minority Business Leader Award by the Philadelphia Business Journal
  • Fellow, the American College of Consumer Financial Services Lawyers
  • PNC Bank Performance Award nominee (1999, 2000, 2003, 2006)
  • Who's Who in American Law, 7th Edition
  • Selected for and participated in People to People Lawyer's Delegation to Scandinavia and Russia

Notable Quotes

  • 12 August 2016 "The 5 Worst Mistakes That New GCs Make" Law360
  • 1 October 2014 "Apple's Move Into Mobile Payments Fuels Debate on Need for Regulation" Bloomberg BNA Electronic Commerce and Law Report
  • 28 February 2013 "CFPB Casts Wide Net In Enforcement Shift" Law360
  • 26 February 2013 "High Court Ruling May Curb Debt Collection Lawsuits" Law360