Justine M. Senior

Consultant

"Justine is excellent all round. She can respond quickly with tailored advice which is both practical and easy to understand."

Chambers UK, Pensions client

"Justine provides clear advice in terms that we can all understand."

Chambers UK, Pensions client

"Justine is great to work with. She is technically very strong, proactive and sensible."

Chambers UK, Pensions client

"Justine is clear, precise and a pleasure to work with."

Chambers UK, Pensions client

Justine has specialised in pensions law since the early 1990s. She has experience in all aspects of UK pensions. Entries in Chambers UK and the Legal 500 comment that she “provides high quality advice with personal commitment and an interest in achieving the right outcome for the client” bringing “an implicit understanding of how best to resolve issues in a practical and rational way” whilst “cutting through complexity”.

Experience

Representative matters

Advising on the mergers and de-mergers of five final salary schemes and continuing to act for the trustees of the resulting £2 billion pension scheme
Advising on complex negotiations in respect of significant pension scheme deficits, including ground breaking work on a unique funding and investment solution with legal and financial security mechanics
Advising a high profile UK group, with an overseas parent, on the "moral hazard" issues in relation to its three underfunded defined benefit pensions schemes

Recognitions

  • Selected through peer review for inclusion in The Best Lawyers™  in the United Kingdom for Pensions Practice, 2025
  • Ranked in Chambers UK for London Pensions, 2011-2026

Credentials

Education

  • Durham University, B.A., Law, Hons
  • Chester College of Law, Law Society Finals

Professional admissions & qualifications

  • England and Wales

Professional affiliations

  • Member of the Association of Pension Lawyers
  • Member of the National Association of Pension Funds

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