Richard has experience litigating a wide variety of first- and third-party insurance coverage issues.  He also has experience in international arbitrations, assisting policyholders in securing coverage under Bermuda forms. Since 1998, a large portion of Richard’s practice has involved first-party or property insurance disputes for policyholders nationwide.  Richard handled a number of such cases stemming from the 2005 hurricanes, as well as from the attacks of September 11, 2001.  These representations ranged from small, mom and pop operations, to clients suffering hundreds of millions of dollars of damage to multiple facilities. He is the author of the treatise Business Income Insurance Disputes (Second Edition 2012) which he supplements on an annual basis by reading and reviewing all time-element cases decided in the past year, along with relevant briefing and commentary.  This treatise cites and discusses every time-element case ever decided, and aims to assist policyholders in evaluating and perfecting Business Income, Extra Expense, Contingent Business Income, Civil Authority, and other time-element claims. In addition, Richard has also served as an adjunct professor in Insurance Litigation at the Maurice A. Deane School of Law at Hofstra University since 2019.