Payments technology (PayTech) has dramatically altered traditional commerce, while industry stakeholders and regulators often struggle to keep pace with these digital advancements.
Navigating the payments ecosystem requires legal counsel with in-depth knowledge of the payments sector and its complex regulatory landscape. Our team of industry veterans has operated across the PayTech ecosystem since its inception, including as general counsel for leading global payments companies.
We work with PayTech clients of all sizes and across all sectors to help them remain agile in this evolving landscape. We provide guidance on novel and complex issues impacting payment systems, such as:
- Digital transformation and connected commerce
- Mobile payments, digital wallets, and tokenization
- Blockchain solutions and cryptocurrencies
- Payments facilitators and payments-as-a-service (PaaS)
- Prepaid, gift, white-labeled, co-branded, and virtual cards
- Federal and state regulatory, card network, PCI DSS, and NACHA compliance
- Money transmitter registration and licensing issues
- BIN sponsorship, ISO/MSP/ISV processing, revenue sharing, and technology agreements
- Mergers, acquisitions, and joint ventures
- Technology procurement and outsourcing
- Investigations, enforcement actions, and dispute resolution
- Outside general counsel services
PayTech clients benefit from our deep regulatory and transactional experience, alongside seasoned litigators uniquely positioned to assist with risk assessment and dispute resolution. Our partnership offers access to:
- Leaders in the PayTech industry who understand the underlying technologies and their market value, helping you anticipate legal risk, achieve operational efficiency, and maximize opportunities.
- Guidance on product development and solutions, including commercial partnership and collaboration arrangements, product compliance, and end-user agreements.
- Diverse perspectives on transactions – from card networks, financial institutions, payment processors, and technology platforms to brick-and-mortar retailers, e-commerce companies, social media platforms, and FinTech start-ups.
- Market-leading capabilities in consumer regulatory guidance, privacy and data security, intellectual property, patent and trademark prosecution, government investigations and enforcement, bankruptcy and restructuring, general corporate and capital markets transactions, employment matters, and litigation and dispute resolution.
