Payments Technology (PayTech) has dramatically altered the traditional commerce marketplace, while industry stakeholders and regulators struggle to keep pace with ever-evolving digital advances. As you navigate the payments ecosystem, you need legal counsel with in-depth knowledge of the payments sector and its complex regulatory landscape. Our team of industry veterans has operated across the PayTech ecosystem since its inception, including as general counsel for leading global payments companies.

We work with PayTech clients of all sizes and types and across all sectors to help them remain agile in this changing terrain. We provide guidance on novel and complex issues impacting payments systems, including:

• Digital transformation and connected commerce
• Mobile payments, digital wallets, and tokenization
• Blockchain solutions and cryptocurrencies
• Payments facilitators and Payments-as-a-Service (PaaS)
• Prepaid, gift, white-labeled, co-branded, and virtual cards
• Federal and state regulatory, card network, PCI-DSS, and NACHA compliance
• Money transmitter registration and licensing issues
• BIN sponsorship, ISO/MSP/ISV processing, revenue sharing, and technology agreements
• Mergers, acquisitions, and joint ventures
• Technology procurement and outsourcing
• Investigations, enforcement actions, and dispute resolution
• Outside general counsel services