The dust has settled from the battles on Capitol Hill over financial reform. After President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Dodd-Frank Act") in July, the handshakes were exchanged and the Oval Office pictures were snapped. The ink is now dry on an historic piece of legislation. But the work to make financial reform a reality is far from complete. The Dodd-Frank Act has now been handed off to the "would-be regulators" and the "to-be-regulated" for translation into practical, clear, workable rules.

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