State Bar Litigation Section Report, The Advocate, Vol. 75

Authors: J. James Cooper

Every professional faces the potential for unforeseen claims from her clients. Even when those claims are groundless, defending against them can be costly and time consuming. Professional liability insurance is an important risk management tool that may provide protection against many of the claims you face as a provider of professional services, but it is also possible that your insurance policy may contain limiting or exclusionary language that eliminates or reduces the insurance coverage that you thought you purchased.

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