While certain of those considerations (i.e., the regulatory framework) are Pennsylvania-specific, many of the same considerations apply to medical-marijuana-related businesses operating in any state where medical marijuana is legal. And while certain of those considerations apply specifically to medical-marijuana dispensaries, many of the same considerations also apply to medical-marijuana growers/processors and potentially other medical-marijuana-related businesses.
Regulatory Framework: Pennsylvania requires that medical-marijuana dispensaries “obtain and maintain an appropriate amount of insurance coverage that insures the site and facility and equipment used in the operation of the facility.” 28 Pa. Code § 1141.44(a). “An adequate amount of comprehensive liability insurance covering the [dispensary’s] activities authorized by the permit shall begin on the date the initial permit is issued by the Department and continuing for as long as the [dispensary] is operating under the permit.” Id. Pennsylvania also requires that all dispensaries “obtain and maintain workers’ compensation insurance coverage for employees at the time the [dispensary] is determined to be operational by the Department.” 28 Pa. Code § 1141.44(b).