Investigations and enforcement
We leverage our substantive knowledge and our enforcement and litigation experience to help clients navigate challenging consumer financial matters from inception to resolution. Our lawyers regularly defend banks; non-bank lenders; fintechs; servicers; retailers; debt collectors; data aggregators; payment processors; consumer credit data companies, their parent companies, directors, officers, and employees; and service providers in a broad range of enforcement investigations and pre-litigation disputes.
We advise on every stage of the process from handling market reviews, civil investigative demands, and negotiations with agency officials regarding prospective or actual enforcement actions to litigating before federal judges and appealing agency decisions. We have deep experience handling enforcement actions brought by key consumer financial services regulators, including the Consumer Financial Protection Bureau (CFPB); the Federal Trade Commission (FTC); the Department of Justice (DOJ); as well as prudential regulators, such as the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Federal Reserve, and state banking agencies (such as the California Department of Financial Protection and Innovation, the New York Department of Financial Institutions, and the state attorneys general in consumer protection-focused states).