Reed Smith’s hurricane insurance coverage lawyers in Miami and throughout the firm have a thirty-year track record of helping policyholders recover for property damage, business interruption, and other losses after a hurricane.
Insurance recoveries can help companies get back to business and enable individuals to recapture some semblance of normal life. Together with government assistance programs, such as FEMA recoveries and Small Business Administration loans, accessing flood insurance, commercial property insurance, business interruption insurance, and lost rental insurance coverage is part of a broader effort to pull together the necessary resources to recover and rebuild.
Reed Smith’s Insurance Recovery Group has helped people and businesses recover from natural disasters for decades, earning a reputation as an international leader in insurance recovery in the process. In Florida, that effort began with Hurricane Andrew, which made a historic landfall on August 24, 1992, and has since included every significant named storm in Florida, the Eastern Seaboard of the United States, and the Caribbean. Over the years, we have helped policyholders recover hundreds of millions of dollars of windstorm losses.
Hurricane Ian Pro Bono Assistance – Have You Been Impacted?
Hurricane Ian is shaping up to be one of the costliest natural disasters in U.S. history both in terms of loss of life and economic impact. Florida has not experienced a storm like Ian, with its combination of devastating winds and crippling storm surge, for more than fifty years. In addition to claims under traditional insurance policies providing windstorm and flood insurance coverage, policyholders will be confronted with business interruption and supply chain interruption (also known as contingent business interruption) claims as well.
As the cleanup throughout Florida and the Southeast continues, Reed Smith’s Insurance Recovery Group is assisting current and former policyholder clients whose property and business operations have been impacted, while also initiating pro bono efforts designed to assist homeowners with the flood and windstorm claims process.
Our hurricane insurance coverage lawyers are helping policyholders large and small in the aftermath of Hurricane Ian, regardless of the complexity or size of the loss. This includes the many varieties of business interruption cover, issues of wind versus flood, causation, and the myriad post-loss hurdles that can present challenges for even the most experienced risk or property manager.
All of this is layered over a political and legislative environment in Florida that has undergone changes in recent years and will present real challenges in obtaining compensation for losses. Our Insurance Recovery Group is dedicated to helping qualified homeowners and businesses (including charities) recover for their losses on a pro bono basis.
Our hurricane insurance coverage lawyers have also developed guides to the FEMA and flood insurance claims process that can be a huge help in navigating an area of the law that is markedly different from traditional commercial property insurance.
