Stephen T. Raptis Photo

Steve has represented commercial policyholders in complex insurance disputes for nearly 30 years. Steve helps clients find strategic and creative solutions for resolving disputed insurance claims, including focused negotiations and mediation, to maximize their recoveries while minimizing their costs. Through thorough claim analysis and advocacy, Steve has helped policyholder clients successfully obtain reversals of scores of adverse coverage determinations without the need for litigation. But when necessary, he aggressively litigates coverage lawsuits on their behalf in state and federal courts throughout the country.


  • West Virginia University College of Law, 1995, J.D., Executive Editor, West Virginia Law Review
  • West Virginia University, 1992, B.A., magna cum laude

  • Distrito de Columbia

  • Court of Appeals - District of Columbia
  • Supreme Court of Pennsylvania
  • Supreme Court of Appeals - West Virginia
  • U.S. Court of Appeals - Third Circuit
  • U.S. Court of Appeals - Fourth Circuit
  • U.S. Court of Appeals - Tenth Circuit
  • U.S. District Court - District of Columbia
  • U.S. District Court - Western District of Pennsylvania
  • U.S. District Court - Southern District of West Virginia

  • Board Member, D.C. Volunteer Lawyers Project
  • American Bar Association

Premios y reconocimientos

  • Recognized in The Best Lawyers in America, Woodward/White, Inc., in Insurance Law, 2022-2024
  • Elected as a Fellow to the American College of Coverage Counsel