David M. Cummings Photo

David is a zealous advocate for corporate policyholders, offering creative and effective strategy for developing and navigating claims and prosecuting and resolving disputes concerning all types of insurance coverage. David also acts as a trusted adviser to clients, helping them identify and navigate risks and guiding them during policy placements and renewals, successfully negotiating coverage programs designed to better reflect their unique risk profiles and minimize the likelihood of future disputes. David has a particular interest in and is a thought leader with respect to emerging risks and insurance issues, including cyber and ransomware threats, the evolving ESG and environmental landscape, and developing technologies.


  • University of Illinois College of Law, 2013, J.D., Cum Laude, University of Illinois Law Review
  • University of Illinois at Urbana-Champaign, 2010, B.A., Bronze Table Scholar, James Scholar

  • Illinois

  • U.S. District Court - Eastern District of Wisconsin
  • U.S. District Court - Northern District of Illinois
  • U.S. District Court - Southern District of Indiana
  • U.S. Court of Appeals - Federal Circuit

  • Equality Illinois – Capitol Club Member
  • Lawyers for the Creative Arts – Associate Board Member
  • Chicago Bar Association – Member 
  • American Bar Association – Member 


  • Selected to the Illinois Super Lawyers Rising Stars list for Insurance Coverage, 2016-2021

Notable Quotes

  • 14 November 2017, "Wave of Biometric Privacy Class Actions Builds; Employers Urged to Review Procedures, Insurance Coverage", Cook County Record


  • 14 November 2023 "The BI Interview with David Cummings of Reed Smith", Business Insurance