David M. Cummings Photo

David is a zealous advocate for corporate policyholders, offering creative and effective strategy for developing and navigating claims and prosecuting and resolving disputes concerning all types of insurance coverage. David also acts as a trusted adviser to clients, helping them identify and navigate risks and guiding them during policy placements and renewals, successfully negotiating coverage programs designed to better reflect their unique risk profiles and minimize the likelihood of future disputes. David has a particular interest in and is a thought leader with respect to emerging risks and insurance issues, including cyber and ransomware threats, the evolving ESG and environmental landscape, and developing technologies.


  • University of Illinois College of Law, 2013, J.D., Cum Laude, University of Illinois Law Review
  • University of Illinois at Urbana-Champaign, 2010, B.A.,

    Bronze Table Scholar, James Scholar

  • Illinois

  • U.S. District Court - Eastern District of Wisconsin
  • U.S. District Court - Northern District of Illinois
  • U.S. District Court - Southern District of Indiana
  • U.S. Court of Appeals - Federal Circuit

  • University of Illinois Chicago College of Law – Adjunct Professor – Lawyering Skills Department
  • Sports & Entertainment Risk Management Alliance (SERMA) – Member, Content Committee
  • American Bar Association – Member, Young Lawyer’s Section, Business Litigation Section

Premios y reconocimientos

  • Selected to the Illinois Super Lawyers Rising Stars list for Insurance Coverage, 2016-2023

Notable Quotes

  • 3 May 2023, "Merck cyber coverage upheld in NotPetya decision, seen as victory for policyholders", Cybersecurity Drive
  • 3 May 2023, "Court Rules in Favor of Merck in $1.4 Billion Insurance Claim Over NotPetya Cyberattack", Security Week
  • 3 May 2023, "Merck insurer ordered to pay $1.4B in NotPetya attack, court rules", SC Media
  • 2 May 2023, "Merck’s Insurers On the Hook in $1.4 Billion NotPetya Attack, Court Says", Wall Street Journal
  • 2 May 2023, "NotPetya war clause inapplicable: Appeals court", Business Insurance
  • 1 May 2023, "Merck Cyberattack Damages Don't Fall Within Policy Exclusion for 'Hostile/Warlike Action,' Appellate Division Rules", New Jersey Law Journal
  • 1 May 2023, "NJ Appeals Panel Upholds Merck's $1.4B Cyber Coverage Win", Law360
  • 8 February 2023, "Insurers Say Cyberattack That Hit Merck Was Warlike Act, Not Covered", Wall Street Journal
  • 22 November 2022, "5 Cyberinsurance Developments To Be Thankful For", Law360 Insurance Authority
  • 14 November 2017, "Wave of Biometric Privacy Class Actions Builds; Employers Urged to Review Procedures, Insurance Coverage", Cook County Record