Josephine Chang has more than 28 years of experience representing clients on Asset and Equipment Finance transactions as both in-house and outside counsel. Most recently, she served as Deputy General Counsel for GE Capital and Treasury, leading and partnering with a global team of in-house legal counsel and professionals in providing strategic and tactical legal, regulatory and governance guidance for various GE business units in the healthcare, energy and aerospace industries, relating to their liquidity management and financial services programs including global trade finance, supply chain finance, receivables finance, equipment finance and surplus inventory remarketing. Josephine’s deep proficiency in asset and equipment finance also includes vendor and inventory finance, government finance, transportation finance, all classes of equipment and deal structures, and aircraft, rail and marine finance.
In addition to her extensive in-house experience, Josephine has in the past served as outside counsel, with a practice that focused on representation of lenders, equity investors, domestic and foreign airlines, shipping and rail companies and other commercial borrowers/lessees. Her work spanned all types of financing transactions, with an emphasis on debt and lease financings of commercial and corporate aircraft, ocean-going ships, rail equipment and other transportation equipment, as well as secured and commercial lending transactions, private and public debt placements and syndicated loan facilities secured by these asset classes registered in various Americas, EMEA and Asian countries.
Throughout her career, Josephine partnered up with her in-house and external colleagues and leveraged the collective power of their organizations in making impactful contributions to talent development programs, advocacy efforts with respect to developing laws in various jurisdictions, corporate reorganization projects, commercial councils and other corporate initiatives, including leading GE Law Department’s global equity, diversity and inclusion council and GE Capital’s Asian Pacific Allies & Friends Employee Resource Group. Josephine has also been a volunteer teacher for Junior Achievement classes and Street Law’s civic and law classes in underrepresented communities, and served on the board of Street Law to advance justice through classroom and community education programs that empower people with the legal and civic knowledge, skills, and confidence to bring about positive change for themselves and others. Josephine was featured in GE’s first Annual Diversity Report in 2020. Josephine received her J.D. from Northeastern University School of Law and her B.S. from John Jay College of Criminal Justice.
