Howard started out as a lawyer during the dot-com boom, sparking his initial interest in technology and data law.
Primarily focusing on the financial services and fintech sectors due to their reliance on technology and their cyber risk profile, Howard’s practice concentrates on technology transactions, cybersecurity, and data privacy advice.
As a dealmaker, Howard takes a vested approach by using the business context of a deal to form contractual protections for his clients. His recent experience includes managing large-scale tech outsourcing projects on behalf of clients in the defence sector.
On the cyber and data side of his practice, Howard delivers practical solutions to his clients’ needs. Through the use of legal tech and project management solutions, Howard successfully delivers large-scale cyber resilience, data compliance, and incident response projects.
By combining his tech transactions and outsourcing work with his data and cyber projects, Howard achieves operational resilience from a legal and compliance perspective for his clients. Howard is always keen to assist with implementing that perspective into operational reality and daily business activity.
Previous experience working in-house at COLT Telecom and Standard Chartered Bank (where he was a Global Head of Legal & Compliance for Commercial & Technology) has given Howard a unique understanding of his clients’ businesses and sectors. Having been in their shoes, Howard knows what his clients want.
Howard spent five years working in Hong Kong, and has an extensive network throughout Asia. He also mentors start-ups at the Barclays FinTech Accelerator.
In addition to his day-to-day practice, Howard is a Reservist Army Officer in the British Army, where he acts as a Legal Adviser to their Cyber Operations division.
Credentials
Education
- University of Plymouth, 1995, LL.B.
Professional admissions & qualifications
- England and Wales
Professional affiliations
- Freeman of the City of London
- UK CFA – Investment Management Certificate (Part 1)
- Mentor at Barclays FinTech Accelerator, and previously at Wayra, GCHQ Accelerator, and Force Over Mass
- Guest lecturer to MSc Information Systems at the University of Plymouth on Information Security and Cybersecurity
News
- 47 Reed Smith attorneys recognized on Thomson Reuters ‘stand-out lawyers’ list (6 March 2025)
Insights
- AI explained: AI and banking (1 October 2024)
- AI explained: AI and banking (1 October 2024)
- AI explained: Open-source AI (9 September 2024)
Blogs
- DORA: Clarification on ICT services (23 January 2025)
- Open banking - slow on the uptake (27 June 2023)
- UK expands scope of NIS Regulations (23 January 2023)
- NCSC releases guidance on cyber security in the supply chain (15 November 2022)
- SEC proposal on outsourcing by investment advisers (9 November 2022)
- EU Commission proposes Cyber Resilience Act to bolster the EU’s cyber security rules. (12 October 2022)
- UK Financial Services and Markets Bill – what it means to technology providers and users in the financial services sector (8 September 2022)
- Potential law reform in the UK digital assets sector (25 August 2022)
- UK announces plan to regulate critical third parties to the financial sector (1 August 2022)
- Bank of England launches FMI outsourcing and third party risk management consultation papers (16 May 2022)
- European Commission launches targeted consultation on a digital euro (27 April 2022)
- UK Government plans for UK global cryptoasset tech hub (13 April 2022)
- SEC proposes cybersecurity rules for registered funds and investment advisers (9 March 2022)
- European Data Protection Supervisor publishes opinion on the European Commission’s AML and CTF legislative proposals package (5 October 2021)
- DCMS launches public consultation on reforms to the UK’s data protection regime (20 September 2021)
- Profit from the UK Fintech boom (20 August 2021)
- City A.M. interviews Howard Womersley Smith on London’s start up Fintech scene (1 June 2021)
- EDPB publishes new guidelines on the concepts of controller and processor (28 September 2020)
- EBA Guidelines on ICT and security risk come into force (1 July 2020)
- ESMA consults on Cloud Outsourcing Guidelines (8 June 2020)
Events
- Unlocking the Future: Overcoming Global Challenges in Enterprise AI Implementation (Tuesday-Wednesday, May 6-7, 2025)